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Ten major issues in Florida's recent property insurance overhaul

Here are 10 key issues that lawmakers addressed: — FIGHTING FEES: Property insurers have long blamed lawsuits for driving up costs and contended that what are known as “one-way attorney fees” encourage litigation. The bill includes a phased-in requirement for Citizens customers to buy flood insurance. — NO DAY AT THE BEACH: In the insurance world, it is known as the “glidepath.” State law restricts annual rate increases that can be passed along to Citizens customers.

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